So why would you NOT buy a phone using an installment plan?

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taking t-mobile instance...

why not installment plan? $0 down , free financing? pay $27/month 24 months ($648)... option of paying off if want.

opposed dropping $648 up-front now...

missing here?
 

there no reason. guess folks don't want increased monthly cost hanging on heads , have cash lay out right front. free financing sweet!
 


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