Verizon iPhone 6 (Edge plan) for 12 year old. Would you get AC+? Other insurance?


besides info in title state 12 year old's first phone has taken excellent care of touch. wondering how others have handled this. if weren't giving iphone 5 friend, keep "insurance." tia advice/experience can share.
 

hold on, i'm still hung on 12 , and phone of matter....

let's see, did have when 12:
books.
batman , army guys
tag outside
old packard bell computer
bike/motorcycle detachable ace playing card

oh yeah, quarters pay phone...
 


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